February 22, 200818 yr I'm looking into purchasing Family Dental Insurance. I have several times but everything seems to run today. Looking for some advise on this matter: 1. good plans people are satisfied with 2. approximate costs & coverages. any help would be beneficial!!
February 22, 200818 yr A few things I've noticed: 1) You're asking a bunch of Kentuckians about dental insurance...:creepy: Now, you could say that I'm being stereotypical except for the fact that... 2) It's been almost an hour and a half and not one person has replied... :lol::lol:
February 22, 200818 yr I'm looking into purchasing Family Dental Insurance. I have several times but everything seems to run today. Looking for some advise on this matter: 1. good plans people are satisfied with 2. approximate costs & coverages. any help would be beneficial!! Go to Delta Dental.... Don't know their website just google it...:thumb:
February 22, 200818 yr I don't know much about cost, you would just need to call around. What I can advise you to do is double check how often you can get cleanings, x rays and so forth. The terminology can get a tad confusing and since some dentists may require cleanings twice a year or more xrays more often, you insurance may not cover it. That's my best advice. ***As for Sticky mentioning that no one had replied, well, some days are better than others. No one replied to my tango helping with parkinson's thread, but a demon frog eating baby dinosaurs takes off. Who knows. :lol:
February 22, 200818 yr "As for Sticky mentioning that no one had replied, well, some days are better than others. No one replied to my tango helping with parkinson's thread, but a demon frog eating baby dinosaurs takes off. Who knows." Great point!
February 22, 200818 yr Go to Delta Dental.... Don't know their website just google it...:thumb: I agree that Delta Dental is very good. But in Kentucky, they only work through employers.
February 23, 200818 yr We have anthem but it's thru work. I don't know if they offer individual plans. Our organization's plan runs about $100 per month for a family. Be very careful on what is covered. We've had good luck with it.
February 23, 200818 yr We have anthem but it's thru work. I don't know if they offer individual plans. Our organization's plan runs about $100 per month for a family. Be very careful on what is covered. We've had good luck with it. $100 per month for dental coverage only?? WOW!! That is expensive. I only pay a little over $100 for the year.
February 23, 200818 yr $100 per month for dental coverage only?? WOW!! That is expensive. I only pay a little over $100 for the year. He obviously has a family dental plan for $100 per month in premium. My suggestion to anyone looking into dental coverage is to fund the dental monies through a Health Savings Account. Dental insurance is not a great deal for most consumers.
February 23, 200818 yr A few things I've noticed: 1) You're asking a bunch of Kentuckians about dental insurance...:creepy: Now, you could say that I'm being stereotypical except for the fact that... 2) It's been almost an hour and a half and not one person has replied... :lol::lol: :laugh: :laugh: :laugh: :laugh:
February 23, 200818 yr $100 per month for dental coverage only?? WOW!! That is expensive. I only pay a little over $100 for the year. $100 per year for family? That is really cheap! Who are you with as I'd like to forward it to our benefits department. I will say that we pay nothing for checkups, xrays, fillings etc. 50% of ortho up to $4000 is covered. 90% of root canals, caps, etc. It saved us a bundle over the last 3 years.
February 23, 200818 yr Individual policies typically have clauses to prevent you from being covered on major treatments for a year in most cases. There will also be a missing tooth clause that will prevent the insured from being covered to replace teeth that were missing when you purchases the policy. Good luck. On another note, I'd go with a well known carrier. You will have better luck finding a participating provider in your area. If the deal sounds too good,,,,you know the rest.
February 23, 200818 yr $100 per year for family? That is really cheap! Who are you with as I'd like to forward it to our benefits department. I will say that we pay nothing for checkups, xrays, fillings etc. 50% of ortho up to $4000 is covered. 90% of root canals, caps, etc. It saved us a bundle over the last 3 years. I'm with Kings Daughters Medical Center. My family medical insurance cost is around $950 per year.
February 23, 200818 yr He obviously has a family dental plan for $100 per month in premium. My suggestion to anyone looking into dental coverage is to fund the dental monies through a Health Savings Account. Dental insurance is not a great deal for most consumers. Mine is a family plan as well, and as I said pay just a little over $100 for the year.
February 23, 200818 yr I just checked my totals for last year. I actually pay less than I thought for family dental. My cost last year for family dental was $77.48 while my family medical was $1139.84
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