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I'm going to save a bundle by cancelling my health insurance

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Alot of these things don't look to be scheduled to go into effect for a few years, just a heads up. President Obama wants to try to get re-elected before his health care system can fail.

 

Yeah I know. And for the record, I'm 100% against the passing of this garbage, but if it's available, and the fact that I may be going back to school, I want to know what my options are.

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Yeah I know. And for the record, I'm 100% against the passing of this garbage, but if it's available, and the fact that I may be going back to school, I want to know what my options are.

 

Understandable.:thumb: If we are paying for it, might as well take advantage of it.

So essentially this should help students from families who are well off enough that they don't have to work while they go to school, or students that are willing to go into large debt in order to get through college. Not those who would like to try to work their way through college, aka a working class student. Interesting.

 

Or help students who have part time jobs and aren't elibigible for health care. Who said their parents have to be rich? It sounds like to me this is helping any kid from 18-26 regardless of their class....

Or help students who have part time jobs and aren't elibigible for health care. Who said their parents have to be rich? It sounds like to me this is helping any kid from 18-26 regardless of their class....

 

Most places offer health care regardless of whether or not you're working 40 hours a week.

Most places offer health care regardless of whether or not you're working 40 hours a week.

 

 

Really? I've only worked one place that offered part time employees insurance, and that was at Starbucks. I know UPS does. What other companies do?

Really? I've only worked one place that offered part time employees insurance, and that was at Starbucks. I know UPS does. What other companies do?

 

When I worked at McDonalds they did, simply there are plenty of places that do but that's not the point I was getting at. I wonder how many students are aware that they're talking about increasing interest rates on student loans to help cover the cost.

Most places offer health care regardless of whether or not you're working 40 hours a week.

 

I never had a job that did, but maybe that was just me.

When I worked at McDonalds they did, simply there are plenty of places that do but that's not the point I was getting at. I wonder how many students are aware that they're talking about increasing interest rates on student loans to help cover the cost.

 

 

I want to go back to the "most" places.

 

Please everyone fill in more as you think of them.

 

So far:

 

Starbucks

UPS

McDonalds

Seems like when I worked at Wal-Mart they offered it to part timers. But that was in 1993 so it may have changed and I may be misremebering.

I've never said lines would go away.

 

However, I will say this:

 

Many indigent and uninsured use ER's as primary care. Now, with my insurance, if I go to an ER, there's a $150 copay. If I go to my doctor's office, I pay $25 copay. Essentially, with insurance, people have the ability to go to a primary care physician because the primary care physician will accept an insured patient, and it will cost them less than if they go to the ER. Currently, they go to ER's like University because they have to accept uninsured patients.

 

Let me ask this:

 

Everyone thinks this will drive doctors to get out of practice. Why?

 

Next question, the shortage on doctors can attributed to a lot of things, but the cost of attending medical school is one prohibitive factor, and the 2nd is the cost of malpractice insurance. The shortage existed before this bill passed. Why try to blame it on the bill?

 

Because reimbursment of providers will go down. Why take on the negatives you pointed out when you know you're going to have trouble making money? As I understand it many private insurance companies base their reimbursment at least in part on Medicare reimbursments. If Medicare gets cut private companies will follow suit.

 

I'll hit you close to home. The Medicare funding cuts that are part of this bill will hit PTs hard. Medicare already doles reimburements to PTs out with a very small eye dropper, the cuts will make it even less. New graduate PTs will have a wonderful time starting a practice.

 

You know who I am, I have spoken to several physicians who are seriously considering going to an ala carte type of practice rather then participate in any insurance plan.

The results from the Medicus Firm survey, entitled “Physician Survey: Health Reform’s Impact on Physician Supply and Quality of Medical Care,” were intriguing, particularly in light of the most recently published career projections from the Bureau of Labor Statistics (BLS). The BLS predicts a more than a 22 percent increase in physician jobs during the ten-year period ending in 2018. This places physician careers in the top 20 fastest-growing occupations from 2008 to 2018.

This is extremely deceptive, because there is actually a crisis going on in the number of primary csre physicians. There may be higher numbers of specialists, but that's because that is whaere all the doctors are going in order to make better pay. Much of this is because of lowered reimbursements and sky-rocketing malpractice insurance.

 

I think I heard that, in a few years, we will be like a million doctors short of what we need in the primary care area.

Because reimbursment of providers will go down. Why take on the negatives you pointed out when you know you're going to have trouble making money? As I understand it many private insurance companies base their reimbursment at least in part on Medicare reimbursments. If Medicare gets cut private companies will follow suit.

 

I'll hit you close to home. The Medicare funding cuts that are part of this bill will hit PTs hard. Medicare already doles reimburements to PTs out with a very small eye dropper, the cuts will make it even less. New graduate PTs will have a wonderful time starting a practice.

 

You know who I am, I have spoken to several physicians who are seriously considering going to an ala carte type of practice rather then participate in any insurance plan.

 

I have already seen quite a bit of that with doctors on the East End of town.

Because reimbursment of providers will go down. Why take on the negatives you pointed out when you know you're going to have trouble making money? As I understand it many private insurance companies base their reimbursment at least in part on Medicare reimbursments. If Medicare gets cut private companies will follow suit.

 

I'll hit you close to home. The Medicare funding cuts that are part of this bill will hit PTs hard. Medicare already doles reimburements to PTs out with a very small eye dropper, the cuts will make it even less. New graduate PTs will have a wonderful time starting a practice.

 

You know who I am, I have spoken to several physicians who are seriously considering going to an ala carte type of practice rather then participate in any insurance plan.

 

Y'all, I'm not slow. Help me understand why, when patients will be able to pay, and doctors will be reimbursed via insurance payments for services, doctors stand to lose money?

 

Why are doctors so opposed to this (and by no means are ALL doctors opposed, as I am well aware after having had discussions with quite a few that I know personally).

 

AllTell, I honestly appreciate the concern you express on a personal level. TRock has 3 more years before he graduates with his PhD, so I'm sure we'll see exactly what the effects are by then. But, even before this, he's explored all the ways he can use his degree(s), and I'm confident in his ability to make the right decision for himself when the time comes.

I have already seen quite a bit of that with doctors on the East End of town.
This is extremely deceptive, because there is actually a crisis going on in the number of primary csre physicians. There may be higher numbers of specialists, but that's because that is whaere all the doctors are going in order to make better pay. Much of this is because of lowered reimbursements and sky-rocketing malpractice insurance.

 

I think I heard that, in a few years, we will be like a million doctors short of what we need in the primary care area.

 

But, those defections have been trending for decades. This legislation has little to do with that, IMO.

But, those defections have been trending for decades. This legislation has little to do with that, IMO.
That was the point I was trying to make. :thumb:

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