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I was all for Obamacare until I found out I was paying for it....

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Thanks for the info and I had never put it together, but I had met your founder. My husband did lots of business with his companies, including French Lick. A very nice family and well respected man.

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The republicans have NO plan . The only plan they have is to defund it and go back to before the ACA and kiss the insurance companies .....
You personally have nothing to worry about. Obama is taking care of you.

 

Not really.....

 

You don't find his story interesting? I did. I haven't personally investigated the exchange, but with the comments in BGP I figured that the Gold plan would pretty much be out of reach for most. I also found it interesting that the Kentucky exchange site apparently is much less challenging than the Federal site. Overall, I thought it was an interesting account by someone who falls into several of the groups we try to pigeonhole people into. I thought it was a good example of where the overall premise of AHCA worked. I don't see those on BGP, so I thought I'd share.

I will be able to keep my college student on my plan til 26 or when he's able to be on his own. That is one aspect I do indeed like. However, to date, I can't see the pros tilting the scale.

The republicans have NO plan . The only plan they have is to defund it and go back to before the ACA and kiss the insurance companies .....

 

You might want to make sure the lobby from your side of the aisle is what you imagine it to be on the insurance company front.

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You don't find his story interesting? I did. I haven't personally investigated the exchange, but with the comments in BGP I figured that the Gold plan would pretty much be out of reach for most. I also found it interesting that the Kentucky exchange site apparently is much less challenging than the Federal site. Overall, I thought it was an interesting account by someone who falls into several of the groups we try to pigeonhole people into. I thought it was a good example of where the overall premise of AHCA worked. I don't see those on BGP, so I thought I'd share.

 

Did I miss where he said what his budget was?

 

Is his family lower, middle, or upper class?

 

The hunters spent all day killing a woolly mammoth and dragging back it to the cave, only to turn around and share it with the whole clan. No one screamed “that’s socialism!” in their faces.

 

 

^ Really?

 

I'll bite though - they took care of people who took care of them when they were younger. Other tribes didn't feed other tribes - family and locals did - you know kinda like many have been saying that communities should take care of cimmunities - I shouldn't take care of people in Louisville before I take care of people in my hometown.

 

 

Vague story is .....vague.

I will be able to keep my college student on my plan til 26 or when he's able to be on his own. That is one aspect I do indeed like. However, to date, I can't see the pros tilting the scale.

 

Honestly that is one of the rules I dislike the most.

Well, we received our 2014 plans and premium info yesterday and needless to say it wasn't good. Premium is going up $56 every 2 weeks, deductible is increased $1000, and out of pocket $2000. Copays increased from $15 - $25.

Well, we received our 2014 plans and premium info yesterday and needless to say it wasn't good. Premium is going up $56 every 2 weeks, deductible is increased $1000, and out of pocket $2000. Copays increased from $15 - $25.

 

Our plan came out yesterday as well.

 

Self funded large company.

 

For self, spouse 3 kids - Rates for same plan went up around $95 a month ($700 to $795). Invidual deductable went up $75 ($1,081 from $1,006). Max out of pocket actually went down. But that is something you hope to not get to. Increased ER co-pay, other tweaks.

 

So much for the $2,500 savings.

Our plan came out yesterday as well.

 

Self funded large company.

 

For self, spouse 3 kids - Rates for same plan went up around $95 a month ($700 to $795). Invidual deductable went up $75 ($1,081 from $1,006). Max out of pocket actually went down. But that is something you hope to not get to. Increased ER co-pay, other tweaks.

 

So much for the $2,500 savings.

 

Mine too is a self funded large company. Our increase was also on top of the increase we received in the summer. We started on this plan Jan of 2010. My premium at that time was $206.77 every 2 weeks. It will now be $336.13. However we are also implementing Wellness Rates if you met certain metrics. I'm pretty sure I will and if so it will be $315.36. So in 4 years with the wellness discount it will have increased 52.5%. At the standard rates it will be an increase of 62.5%.

Here's the part the law SHOULD have addressed: Enrollment period.

 

How can I make an informed decision, be a smart consumer, for my family when my open enrollment period ends TWO WEEKS before my husband's opens?? We have NO CLUE what changes his company has enacted but we can not afford the PPO option my employer offers, only the high deductible plan which - with 3 sons who think they are ninjas - is so freaking risky for us that I am getting an ulcer contemplating the year ahead.

 

2013 was a GREAT year for us, health-wise. Only about $6,000 in medical expenses (oldest got mysterious abdominal infection that they misdiagnosed as Crohn's Disease) and of that, only $300 out of pocket. Under my new plan, the majority of that $6000 is on me.

 

I think I'm gonna be sick.

I just went looking for whatever info I could find on Obamacare and noted some interesting stuff in a CBO analysis (most recent one I could find).

 

http://www.cbo.gov/sites/default/files/cbofiles/attachments/44190_EffectsAffordableCareActHealthInsuranceCoverage_2.pdf

 

Of course these estimates were published in May, well before our current debacle.

 

A couple items of interest to me: In 2013 there are 55 million uninsured. According to the CBO (back in May) that number will drop to 31 million uninsured by 2016.....and there will still be 31 million uninsured in 2023.

 

The second thing that caught my eye was this language:

 

"e. The change in employment-based coverage is the net result of projected increases in and losses of offers of health insurance from employers and changes in enrollment by workers and their families. For example,

in 2019, an estimated 11 million people who would have had an offer of employment-based coverage under prior law will lose their offer under current law, and another 3 million people will have an offer of

employment-based coverage but will enroll in health insurance from another source instead. These flows out of employment-based coverage will be partially offset by an estimated 7 million people who will

newly enroll in employment-based coverage under the Affordable Care Act."

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