September 1, 200917 yr I don't ever remember a bank running a credit check on me when I've opened a checking account. I'm pretty sure that they need to list a permanent address when filling out job applications, and it's usually a requirement to have a job to draw a paycheck. :lol: I dont think banks run a credit check. Im pretty sure they do check a data base to make sure you dont owe any other banks money on overdrawn checking accounts or loans that have been sent to collections. Edited September 1, 200917 yr by Agent
September 1, 200917 yr I dont think banks run a credit check. Im pretty sure they do check a data base to make sure you dont own any other banks money on overdrawn checking accounts or loans that have been sent to collections. .....and if you have overdrawn checking accounts, then I'm sure that your previous bank will gladly cash your check.
September 1, 200917 yr One of the reasons that many payroll services offer net pay in the form of a debit card.
September 2, 200917 yr I was shocked to hear the % of Americans that do not have a checking account and handle everything with cash. Don't remember the number but it was much higher than expected.
September 2, 200917 yr When the company from which I recently retired went to mandatory direct deposit a few years back, there were several employees who were vehemently opposed. A couple didn't have checking accounts. Several cashed their checks at the corner mom-and-pop variety store until the change.
September 2, 200917 yr What are the requirements for opening a checking account? At this point, I'm just curious.
September 2, 200917 yr I dont think banks run a credit check. Im pretty sure they do check a data base to make sure you dont owe any other banks money on overdrawn checking accounts or loans that have been sent to collections. :thumb: Not loans just checking accounts that have been charged off. Meaning you never paid money you owed them.
September 2, 200917 yr What are the requirements for opening a checking account? At this point, I'm just curious. SSN, ID, Valid Address, don't owe any other banks money which can be overlooked in some cases.
December 2, 200916 yr Okay, who knows this guy? :lol: http://www.peopleofwalmart.com/ Why is he carrying around a huge bag of Skyline in Walmart ? :lol:
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