I could not agree more woodsrider.

 

I said something similar in an economics class and a few people were shocked at the idea of letting someone lose their home. Those people bit off more than they could chew and that's what they deserve.

 

It seems sometimes as if this country helps the lazy, irresponsible and just plain ignorant people while ignoring the hard working, responsible citizens. That bothers me.

 

For clarification purposes, are you dividing the "lazy, irresponsible, and ignorant" into separate categories? In the example post that you quoted, if someone works for $10 an hour, they are working, so they aren't lazy, but the other two might apply.

For clarification purposes, are you dividing the "lazy, irresponsible, and ignorant" into separate categories? In the example post that you quoted, if someone works for $10 an hour, they are working, so they aren't lazy, but the other two might apply.

 

The person that bought a house he couldn't afford is ignorant. He or she has a job so they aren't lazy in a way that makes them somewhat of a responsible person.

 

 

Often times, some outstanding citizens posses all three characteristics, lazy, irresponsible and ignorant. People that are nothing but a burden to society, yet the government will step in and help them out with their bills, food stamps, etc.

 

Sorry if I'm going way off topic here. Here's a situation of a personal experience of mine.

 

I'm a full time college student. I also try to work as close to full time as I possibly can, even though that meant working midnight shifts followed by a full day of school Monday through Friday. I needed the money. I'm going to school to better myself so I'm obviously not ignorant. I try to work while going to school so I feel that I'm not lazy. I try to put x amount of money back out of every check I receive, maybe it's only 5 or 10 bucks but every little bit helps, right ? I feel that makes me a responsible person. At the beginning of this semester, I applied for financial aid. I was denied due to the fact that I worked while I went to school. I suppose the financial aid people thought that the 100 to 150 dollars a week I made was plenty enough for me to pay my tuition, books, food, gas, ect.

 

Some of the people I go to school with that are full time students and don't work received financial aid. I'm not at all saying these guys fall into any of the previous mentioned characteristics. Just giving a mean for comparison.

 

So basically I was penalized for attempting to help my family out and work my way through school. That seems backwards to me.

For clarification purposes, are you dividing the "lazy, irresponsible, and ignorant" into separate categories? In the example post that you quoted, if someone works for $10 an hour, they are working, so they aren't lazy, but the other two might apply.

I will tell you how I took it. Any one that bought a house with subprime financing and is now facing foreclosure because their payment went from $800 to $2000. They should take all of these foreclosures, refinance on a 30 year fixed and if the people can't afford the payment see ya. And that is being generous.

 

BTW, the example I gave of $400,000 on $10 an hour was true. On Morning Joe the other day they had a couple on there that, I believe, both made about $10 an hour. They bought a $410,000 house. The payment has adjusted and now they can't afford it and are facing foreclosure. :cry:

The person that bought a house he couldn't afford is ignorant. He or she has a job so they aren't lazy in a way that makes them somewhat of a responsible person.

 

 

Often times, some outstanding citizens posses all three characteristics, lazy, irresponsible and ignorant. People that are nothing but a burden to society, yet the government will step in and help them out with their bills, food stamps, etc.

 

Sorry if I'm going way off topic here. Here's a situation of a personal experience of mine.

 

I'm a full time college student. I also try to work as close to full time as I possibly can, even though that meant working midnight shifts followed by a full day of school Monday through Friday. I needed the money. I'm going to school to better myself so I'm obviously not ignorant. I try to work while going to school so I feel that I'm not lazy. I try to put x amount of money back out of every check I receive, maybe it's only 5 or 10 bucks but every little bit helps, right ? I feel that makes me a responsible person. At the beginning of this semester, I applied for financial aid. I was denied due to the fact that I worked while I went to school. I suppose the financial aid people thought that the 100 to 150 dollars a week I made was plenty enough for me to pay my tuition, books, food, gas, ect.

 

Some of the people I go to school with that are full time students and don't work received financial aid. I'm not at all saying these guys fall into any of the previous mentioned characteristics. Just giving a mean for comparison.

 

So basically I was penalized for attempting to help my family out and work my way through school. That seems backwards to me.

 

I understand your pain as regards your student loan situation. I remember a thread in Gen Dis on this back over the winter, I think. Many just told you all to suck it up. The gov owes you nothing. I made the comment that providing SOME level of finance to student that are working is actually financing the future of our country.

 

I don't personally know anyone that is having their house loan foreclosed. I just want to make sure we don't lump everyone together under one big broad umbrella. These people may have been ignorant about financing or irresponsible in how they handle their money. But, if they work, they aren't lazy, are they?

I will tell you how I took it. Any one that bought a house with subprime financing and is now facing foreclosure because their payment went from $800 to $2000. They should take all of these foreclosures, refinance on a 30 year fixed and if the people can't afford the payment see ya. And that is being generous.

 

BTW, the example I gave of $400,000 on $10 an hour was true. On Morning Joe the other day they had a couple on there that, I believe, both made about $10 an hour. They bought a $410,000 house. The payment has adjusted and now they can't afford it and are facing foreclosure. :cry:

 

I think that your plan sounds reasonable. And as ignorant/irresponsible that they are, it ticks me off that some loan officer somewhere approved their loan.

The person that bought a house he couldn't afford is ignorant. He or she has a job so they aren't lazy in a way that makes them somewhat of a responsible person.

 

 

Often times, some outstanding citizens posses all three characteristics, lazy, irresponsible and ignorant. People that are nothing but a burden to society, yet the government will step in and help them out with their bills, food stamps, etc.

 

Sorry if I'm going way off topic here. Here's a situation of a personal experience of mine.

 

I'm a full time college student. I also try to work as close to full time as I possibly can, even though that meant working midnight shifts followed by a full day of school Monday through Friday. I needed the money. I'm going to school to better myself so I'm obviously not ignorant. I try to work while going to school so I feel that I'm not lazy. I try to put x amount of money back out of every check I receive, maybe it's only 5 or 10 bucks but every little bit helps, right ? I feel that makes me a responsible person. At the beginning of this semester, I applied for financial aid. I was denied due to the fact that I worked while I went to school. I suppose the financial aid people thought that the 100 to 150 dollars a week I made was plenty enough for me to pay my tuition, books, food, gas, ect.

 

Some of the people I go to school with that are full time students and don't work received financial aid. I'm not at all saying these guys fall into any of the previous mentioned characteristics. Just giving a mean for comparison.

 

So basically I was penalized for attempting to help my family out and work my way through school. That seems backwards to me.

 

 

Backwards indeed.

http://articles.latimes.com/1999/may/31/news/mn-42807

I understand your pain as regards your student loan situation. I remember a thread in Gen Dis on this back over the winter, I think. Many just told you all to suck it up. The gov owes you nothing. I made the comment that providing SOME level of finance to student that are working is actually financing the future of our country.

 

I don't personally know anyone that is having their house loan foreclosed. I just want to make sure we don't lump everyone together under one big broad umbrella. These people may have been ignorant about financing or irresponsible in how they handle their money. But, if they work, they aren't lazy, are they?

 

I agree. Often you can lump that type of person under one big umbrella. If someone is lazy and ignorant, they are probably irresponsible also. If someone is irresponsible and lazy, they are probably also ignorant. Many cases those traits all go hand in hand.

 

However, as you said, there are certain cases where hard working people saw the opportunity to own something nice that they really couldn't afford and jumped on it.

 

As far as the school situation goes, I actually don't feel like the government owes me anything. I just don't feel like I should be penalized because I go the extra mile and keep a low paying job while I'm in school.

Backwards indeed.

 

I'm glad I'm not the only one :thumb:

Blaming Clinton is "bull". Just another Republican spin to take the heat off of George W.

Blaming Clinton is "bull". Just another Republican spin to take the heat off of George W.

Why don't you actually do some research for yourself and quit drinking the Democrats kool aid. No one said this mess is Clinton's fault. But he is the one that started. Bush tried to pass legislation in 2003 that would at least be a step in the right direction. It didn't pass and it wasn't Bush's fault it didn't. You guys can't used the canned response that Bush is to blame for everything. The Democrats are at fault on this one whether you want to admit it or not.

Why don't you actually do some research for yourself and quit drinking the Democrats kool aid. No one said this mess is Clinton's fault. But he is the one that started. Bush tried to pass legislation in 2003 that would at least be a step in the right direction. It didn't pass and it wasn't Bush's fault it didn't. You guys can't used the canned response that Bush is to blame for everything. The Democrats are at fault on this one whether you want to admit it or not.

 

You telling me that George W. couldn't take care of it after eight years in the Office? So he tried something in 2003 but what has he done since then? It's escalated to a crisis and he's done nothing. I like my kool aid, it helps settle my stomach from all the indigestion that George W. and the Republicans have given me over the last eight years.

Your hopeless if you can't see the truth on this one. What was Bush suppose to do, write a bill every 6 months? It was obvious where the Demcrats stood and they weren't going to crack down on it.

Your hopeless if you can't see the truth on this one. What was Bush suppose to do, write a bill every 6 months? It was obvious where the Demcrats stood and they weren't going to crack down on it.

 

Why not? If he had been persistent and concerned, we wouldn't have this problem. Don't blame it on the Dem's. He's had ample opportunity and he's failed.

I could not agree more woodsrider.

 

I said something similar in an economics class and a few people were shocked at the idea of letting someone lose their home. Those people bit off more than they could chew and that's what they deserve.

 

It seems sometimes as if this country helps the lazy, irresponsible and just plain ignorant people while ignoring the hard working, responsible citizens. That bothers me.

 

 

Yea we discussed this the other day in class, because people said the government needed to help people not to lose their homes, and that if they're going to do this they should also help those who have gone too far into credit card debt to ever get out of it any time soon. This just seems like the dumbest thing I've ever heard, why do these people deserve my tax dollars because they're dumb and didn't manage their money properly?

 

I guess maybe I should go open up a bunch of credit cards and max them all out and just hope someone feels sorry for me because I didn't know any better or didn't realize how evil those big bad credit card companies(banks) truely are.:mad: