Teachers also cannot draw the social security earned by a deceased spouse. My best friend's husband just passed away last month, so that one is hitting close to home.

Teachers are squeakiest wheel right now. Technically, the KTRS’s problem is it has been underfunded, yet has performed above average. That diversion of funds to other programs has created the pension crisis in the KTRS. The KRS has a completely different set of issues that are equally corrupt and unfair to its recipients.

 

The KTRS has been funded better than the rest of the state retirement systems. By far..

Thank you. My wife is a social worker for the state so this directly affects my family.

 

Btw, thats a job I could not, and do not want to do. They dont get the respect and recognition they deserve. Most I've dealt with are fantastic at their job, which is a pretty difficult job imo.

Yes other state workers get SS. Unless something has changed. Postal Workers (of course they are Fed employees and have a great retirement along with RR workers).

 

Teachers do not get SS.

 

Teachers do not get SS for working in the Kentucky public schools, but they do get a penalized portion of SS if they contributed and qualify for benefits in the private sector. I receive a KTRS pension and a much penalized SS check monthly. However, I do receive it enough to pay a bill or two.

Teachers also cannot draw the social security earned by a deceased spouse. My best friend's husband just passed away last month, so that one is hitting close to home.

 

Are you sure? I thought my wife can draw mine if i die. She can only get it after she turns 60. At least, that is what I understood. Maybe I am am wrong. I haven't asked SSA, though.

The KTRS has been funded better than the rest of the state retirement systems. By far..

 

Not true. Legislator’s pension system. :idunno:

Are you sure? I thought my wife can draw mine if i die. She can only get it after she turns 60. At least, that is what I understood. Maybe I am am wrong. I haven't asked SSA, though.

I know a number of teachers who have been unable to collect their spouses SS. Teachers signed up for one set of rules and then the rules got changed. I can’t speak on a number of occupations but I can speak on how things have changed just over the past 15 years or so in education.

I know a number of teachers who have been unable to collect their spouses SS. Teachers signed up for one set of rules and then the rules got changed. I can’t speak on a number of occupations but I can speak on how things have changed just over the past 15 years or so in education.

 

I will check withh SSA eventually. It may be different because she will qualify and draw SS, as well as her teacher pension, whenever she chooses to draw SS.

Are you sure? I thought my wife can draw mine if i die. She can only get it after she turns 60. At least, that is what I understood. Maybe I am am wrong. I haven't asked SSA, though.

You will be drawing social security and teacher retirement?

 

I'm quite sure on my friend.

Not true. Legislator’s pension system. :idunno:

 

I wasn't talking about them, obviously.

You will be drawing social security and teacher retirement?

 

I'm quite sure on my friend.

 

I am drawing both right now.

You will be drawing social security and teacher retirement?

 

I'm quite sure on my friend.

 

 

I worked ten years, after retirement in KTRS, in the private sector.

I worked ten years, after retirement in KTRS, in the private sector.

There is the difference then. She has worked her entire life as a teacher. She can't draw a penny of his SS. Had the roles been reversed, he could draw her teacher retirement and his SS.

Do teachers have to pay into SS?

I know ex-teachers that started full time teaching at age 22 and retired with their 25 years in at age 47 with their full pension,benefits,etc. and haven't worked a day since,just travel and enjoy life. Is this still possible? These women are in their 60's now. Have never really known how their retirement benefits or pension worked, has it changed over the years?