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Health Insurance Premiums up 28%.

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You do realize that even if Trump would become POTUS and repeal Obamacare illegal immigrants will still be here and still be receiving free healthcare, right?

 

Maybe, maybe not. Still if he gets rid of a few illegals it is going to save someone money and time. We cant afford to be the welfare of immigrants.

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Maybe, maybe not. Still if he gets rid of a few illegals it is going to save someone money and time. We cant afford to be the welfare of immigrants.

 

It isn't going to save money or time. You have to pay to deport these people. You have to pay people to "round them up". That doesn't even begin to cover the topic of what you do with their American-born children. You just want to kick lawful American citizens out of the country? If not, what do you suggest? Foster-care? Guess who's going to be on the hook for paying for that?

  • Author
It isn't going to save money or time. You have to pay to deport these people. You have to pay people to "round them up". That doesn't even begin to cover the topic of what you do with their American-born children. You just want to kick lawful American citizens out of the country? If not, what do you suggest? Foster-care? Guess who's going to be on the hook for paying for that?

 

Well surely the illegal parents of American born children will take them with them like any good parent would. I wouldnt leave my kids.

 

I know its a bad situation but if we can start to regulate the law that has been ignored for decades then maybe it will eventually help.

Well surely the illegal parents of American born children will take them with them like any good parent would. I wouldnt leave my kids.

 

I know its a bad situation but if we can start to regulate the law that has been ignored for decades then maybe it will eventually help.

 

So you're all for essentially kicking American citizens out of the country....

Well surely the illegal parents of American born children will take them with them like any good parent would. I wouldnt leave my kids.

 

I know its a bad situation but if we can start to regulate the law that has been ignored for decades then maybe it will eventually help.

 

So you're all for essentially kicking American citizens out of the country....

 

I have to agree with this. Just because the child is a US citizen doesn't mean the parent, who is illegal, should be allowed to remain here. Happens all the time. Kid gets dual citizenship and can come back to the US once they turn 18..no problem, not kicking American citizens out...just the individual criminals here who had babies on US soil.

  • Author
So you're all for essentially kicking American citizens out of the country....

 

An American citizen should be a kid with 2 parents who are legal.

An American citizen should be a kid with 2 parents who are legal.

 

...or at least 1

"According to the report, while premiums increased by 28 percent from 2009 to 2014, wages increased by only 7.8 percent. From 2004 to 2009 when premiums increased by 30 percent, wages increased by only 12.2 percent."

 

From 2004-2009 premiums increased by 30%.

 

Since 2009 premiums have increased by 28%.

 

I get that they are connecting these increases to wage stagnation since the Great Recession, but otherwise they are contorting themselves into the position that since universal coverage was mandated and insurance companies had to cover a minimum level of benefits (including preventive care) and could no-longer deny pre-existing conditions (which was always going to be a short-term hit) that premiums have increased at a rate below the previous five-year average increase (during the "good old days").

 

There's a lot to criticize in the PPACA and in the American system more broadly, but this one leaves me scratching my head.

 

This ^^^ basically closes the thread.

"According to the report, while premiums increased by 28 percent from 2009 to 2014, wages increased by only 7.8 percent. From 2004 to 2009 when premiums increased by 30 percent, wages increased by only 12.2 percent."

 

From 2004-2009 premiums increased by 30%.

 

Since 2009 premiums have increased by 28%.

 

I get that they are connecting these increases to wage stagnation since the Great Recession, but otherwise they are contorting themselves into the position that since universal coverage was mandated and insurance companies had to cover a minimum level of benefits (including preventive care) and could no-longer deny pre-existing conditions (which was always going to be a short-term hit) that premiums have increased at a rate below the previous five-year average increase (during the "good old days").

 

There's a lot to criticize in the PPACA and in the American system more broadly, but this one leaves me scratching my head.

 

Are they factoring in the taxpayer costs of subsidized premiums? That is a large chunk of change that can't be ignored.

Are they factoring in the taxpayer costs of subsidized premiums? That is a large chunk of change that can't be ignored.

 

I didn't investigate the numbers beyond the original article. I suspect not. I also suspect they did not use the subsidized premium price in their calculation, either.

I didn't investigate the numbers beyond the original article. I suspect not. I also suspect they did not use the subsidized premium price in their calculation, either.

 

They left out the largest part and that is giant increase in deductibles and other cost. Premiums are just one factor. What is a fact is overall cost of healthcare for people who already had healthcare increased faster after the law than before.

 

The problem always begins when people just quote premiums. There is a reason insurance companies increase deductibles at a larger rate. The companies they are selling the plans to pay part of the premium not the deductible in a lot of the cases.

By the way this is also the reason if you work for a large corporation you've noticed over the last few years an internal marketing campaign to get all employees to sign up for the high deductible plan as opposed to the standard plans most people were use to prior to the healthcare law.

"According to the report, while premiums increased by 28 percent from 2009 to 2014, wages increased by only 7.8 percent. From 2004 to 2009 when premiums increased by 30 percent, wages increased by only 12.2 percent."

 

From 2004-2009 premiums increased by 30%.

 

Since 2009 premiums have increased by 28%.

 

I get that they are connecting these increases to wage stagnation since the Great Recession, but otherwise they are contorting themselves into the position that since universal coverage was mandated and insurance companies had to cover a minimum level of benefits (including preventive care) and could no-longer deny pre-existing conditions (which was always going to be a short-term hit) that premiums have increased at a rate below the previous five-year average increase (during the "good old days").

 

There's a lot to criticize in the PPACA and in the American system more broadly, but this one leaves me scratching my head.

 

Premiums are just a small part of the story. Since Obamacare became law, yes my premiums have gone up. (Can't give you a %) But for me the bigger issue is that my once lower premiums came with a $1,000 family deductible. Now I pay quite a bit more and have a $4,800 family deductible. Unless somebody has to have surgery or something, it's just about like not having insurance at all. The only real benefit I get most years is that I get to have my bill reduced to the agreed rate that the provider has with the plan. Otherwise every EOB I get is the exact same. Plan pays $0, you pay the balance. :banghead:

Premiums are just a small part of the story. Since Obamacare became law, yes my premiums have gone up. (Can't give you a %) But for me the bigger issue is that my once lower premiums came with a $1,000 family deductible. Now I pay quite a bit more and have a $4,800 family deductible. Unless somebody has to have surgery or something, it's just about like not having insurance at all. The only real benefit I get most years is that I get to have my bill reduced to the agreed rate that the provider has with the plan. Otherwise every EOB I get is the exact same. Plan pays $0, you pay the balance. :banghead:

 

I thought insurance was for accident and emergencies, not every day medial expenses. Those of you that use your insurance for those everyday medical items are the ones to blame.

Premiums are just a small part of the story. Since Obamacare became law, yes my premiums have gone up. (Can't give you a %) But for me the bigger issue is that my once lower premiums came with a $1,000 family deductible. Now I pay quite a bit more and have a $4,800 family deductible. Unless somebody has to have surgery or something, it's just about like not having insurance at all. The only real benefit I get most years is that I get to have my bill reduced to the agreed rate that the provider has with the plan. Otherwise every EOB I get is the exact same. Plan pays $0, you pay the balance. :banghead:

 

But the ACA is so much better for us. (Note the thick sarcasm)

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