I would advise anyone looking to buy right now to check out AFL. I bought it last week at about $41.00. Morningstar has them grossly undervalued, as does Yahoo! and Bloomberg. I have a pretty simple and rudimentary valuation spreadsheet myself which gives them a valuation around $53. The average of those four metrics are right around $55, with a margin of safety around 31%. Pretty safe investment for a company looking to take advantage of a very expansive market in Japan. Just some thoughts for anyone looking at companies to purchase.