nWo Posted July 27, 2019 Share Posted July 27, 2019 Everyone should use the link below to check and see if you are affected by the Equafax data breach. We were so I put on a fraud alert with all of the credit reporting agencies and also put a freeze on our credit. This may explain why We've had a person named MEAGHAN FATOR try to buy a car at two different car dealerships in the greater Cincinnati area using our home address. We received two letters saying their credit applications were denied. I called each place to report it. https://eligibility.equifaxbreachsettlement.com/en/eligibility?fbclid=IwAR0YrePRqyAC18BRi9os6yDmtF6w5M6ftcCo7Faq0VfLBSGjMjjfxA1RY3w Link to comment Share on other sites More sharing options...
GrantNKY Posted July 27, 2019 Share Posted July 27, 2019 FYI if you were affected, you are entitled to $125 or 10 years of free credit monitoring. But with all of the great free credit monitoring apps out there anyways I would definitely take the $125. Link to comment Share on other sites More sharing options...
sportsfan41 Posted July 27, 2019 Share Posted July 27, 2019 Everyone should use the link below to check and see if you are affected by the Equafax data breach. We were so I put on a fraud alert with all of the credit reporting agencies and also put a freeze on our credit. This may explain why We've had a person named MEAGHAN FATOR try to buy a car at two different car dealerships in the greater Cincinnati area using our home address. We received two letters saying their credit applications were denied. I called each place to report it. https://eligibility.equifaxbreachsettlement.com/en/eligibility?fbclid=IwAR0YrePRqyAC18BRi9os6yDmtF6w5M6ftcCo7Faq0VfLBSGjMjjfxA1RY3w How long ago was the breach and when did you have people trying to use your info nWo? Link to comment Share on other sites More sharing options...
nWo Posted July 27, 2019 Author Share Posted July 27, 2019 How long ago was the breach and when did you have people trying to use your info nWo? In the past month. Link to comment Share on other sites More sharing options...
sportsfan41 Posted July 27, 2019 Share Posted July 27, 2019 In the past month. Got ya, thanks for the info. Link to comment Share on other sites More sharing options...
rjs4470 Posted July 28, 2019 Share Posted July 28, 2019 FYI if you were affected, you are entitled to $125 or 10 years of free credit monitoring. But with all of the great free credit monitoring apps out there anyways I would definitely take the $125. Thanks for the tip. My wife and were both affected. $250 extra to the travel fund. Link to comment Share on other sites More sharing options...
sportsfan41 Posted July 28, 2019 Share Posted July 28, 2019 Thanks for the tip. My wife and were both affected. $250 extra to the travel fund. It depends on how many people put in a request for the payout claim. Apparently the fund only covers up to 240,000 claims but there were 170,000,000 people impacted. Either way I'm gonna put in the request and accept whatever they end up sending me. Link to comment Share on other sites More sharing options...
MJAlltheWay24 Posted July 29, 2019 Share Posted July 29, 2019 Any downside in putting in the request? Link to comment Share on other sites More sharing options...
colonel-fan Posted July 29, 2019 Share Posted July 29, 2019 Any downside in putting in the request? You give up your right to sue independently. Link to comment Share on other sites More sharing options...
nWo Posted August 13, 2019 Author Share Posted August 13, 2019 This Meghan Fator tried again the get a car at Toyota of Cincinnati using my address. This time they tried to use Capital One Auto Finance. Link to comment Share on other sites More sharing options...
rjs4470 Posted August 13, 2019 Share Posted August 13, 2019 This Meghan Fator tried again the get a car at Toyota of Cincinnati using my address. This time they tried to use Capital One Auto Finance. I can't figure out how people could get away with trying to steal someone's identity to buy a car. I can see the financing part, but wouldn't they need your driver's license info to get insurance to be able to drive it off the lot? Link to comment Share on other sites More sharing options...
TheDeuce Posted August 13, 2019 Share Posted August 13, 2019 I can't figure out how people could get away with trying to steal someone's identity to buy a car. I can see the financing part, but wouldn't they need your driver's license info to get insurance to be able to drive it off the lot? The only way someone could steal your identity to get a car would be the financial institution being extremely negligent. A credit report will show a name mismatch, address mismatch, any fraud alerts, etc. Link to comment Share on other sites More sharing options...
TheDeuce Posted August 13, 2019 Share Posted August 13, 2019 I froze my credit with all three bureaus. It was surprisingly a pretty easy process. Did it all online. Link to comment Share on other sites More sharing options...
nWo Posted August 13, 2019 Author Share Posted August 13, 2019 I can't figure out how people could get away with trying to steal someone's identity to buy a car. I can see the financing part, but wouldn't they need your driver's license info to get insurance to be able to drive it off the lot? The only way someone could steal your identity to get a car would be the financial institution being extremely negligent. A credit report will show a name mismatch, address mismatch, any fraud alerts, etc. I talked to someone again at Toyota of Cincinnati. They informed me that it was a lady who lives in the Cincinnati area. She really didn't try to use my Identity. She just tried to use our address. I can't figure out why they didn't question the fact that the address was in Richmond, Ky and they are in Cincinnati. Link to comment Share on other sites More sharing options...
TheDeuce Posted August 14, 2019 Share Posted August 14, 2019 I talked to someone again at Toyota of Cincinnati. They informed me that it was a lady who lives in the Cincinnati area. She really didn't try to use my Identity. She just tried to use our address. I can't figure out why they didn't question the fact that the address was in Richmond, Ky and they are in Cincinnati. That’s not that suspicious, IMO. People travel a long way to purchase cars regularly. Link to comment Share on other sites More sharing options...
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