Mine used to, now, not so much. One prescription, because of the healthcare change, has gone up nearly four times in price. Nothing affordable there or to have any love looking at. Out of pocket also skyrocketed. This is pure crap.[/quote The last prescription that I had filled cost $3.00 for 180 pills a savings of over $150 dollars .

The most that I have ever had to pay for a prescription for 90 days with our insurance was $9.00

Mine used to, now, not so much. One prescription, because of the healthcare change, has gone up nearly four times in price. Nothing affordable there or to have any love looking at. Out of pocket also skyrocketed. This is pure crap.

The last prescription that I had filled cost $3.00 for 180 pills a savings of over $150 dollars .

 

The most that I have ever had to pay for a prescription for 90 days with our insurance was $9.00

From most people I know, you are the exception to the rule. Consider yourself lucky. I pay more now than ever before, I see nothing affordable in that and I know I'm not alone.

My company switched over to an HSA this year. I have a $5,000 family deductible to meet before anything is covered by insurance including prescriptions. Company contributes $150 per month to an account set up so I can pay medical bills. $150 x 12 = $1800. That means I have to come up with $3,200 out of pocket for any medical expenses this year before insurance kicks in. Even with a Type 1 diabetic in the house, I highly doubt I will reach $5,000 in medical bills this year. It's like I don't even have insurance! Just paid $520 for insulin that used to cost me no more than $60 with my old insurance.

My company switched over to an HSA this year. I have a $5,000 family deductible to meet before anything is covered by insurance including prescriptions. Company contributes $150 per month to an account set up so I can pay medical bills. $150 x 12 = $1800. That means I have to come up with $3,200 out of pocket for any medical expenses this year before insurance kicks in. Even with a Type 1 diabetic in the house, I highly doubt I will reach $5,000 in medical bills this year. It's like I don't even have insurance! Just paid $520 for insulin that used to cost me no more than $60 with my old insurance.

Forward.

Last I heard the very necessary young people are not signing up and are planning to pay the penalty. Of course that will generate nowhere near the needed funding. Plus, anyone want to take bets that they start waiving the penalties, thus increasing the tax burden on the rest of us?

From most people I know, you are the exception to the rule. Consider yourself lucky. I pay more now than ever before, I see nothing affordable in that and I know I'm not alone.

Your insurance provider is screwing you royally RTS

My company switched over to an HSA this year. I have a $5,000 family deductible to meet before anything is covered by insurance including prescriptions. Company contributes $150 per month to an account set up so I can pay medical bills. $150 x 12 = $1800. That means I have to come up with $3,200 out of pocket for any medical expenses this year before insurance kicks in. Even with a Type 1 diabetic in the house, I highly doubt I will reach $5,000 in medical bills this year. It's like I don't even have insurance! Just paid $520 for insulin that used to cost me no more than $60 with my old insurance.

And so is yours ! This would have happened without he ACA.

My company switched over to an HSA this year. I have a $5' date='000 family deductible to meet before anything is covered by insurance including prescriptions. Company contributes $150 per month to an account set up so I can pay medical bills. $150 x 12 = $1800. That means I have to come up with $3,200 out of pocket for any medical expenses this year before insurance kicks in. Even with a Type 1 diabetic in the house, I highly doubt I will reach $5,000 in medical bills this year. It's like I don't even have insurance! Just paid $520 for insulin that used to cost me no more than $60 with my old insurance.[/quote']

 

The future for most people.

And so is yours ! This would have happened without he ACA.

 

And you think this because...?

My insurance went up, coverage went down, scrips higher than last year for non generics, out of pocket went up. Not seeing what is affordable in the ACA.

Your insurance provider is screwing you royally RTS

This was the best available from several, period. And before this joke so wrongly named the "Affordable" Healthcare Act, things weren't nearly this bad. I know we needed to do something to reign in costs in healthcare, this certainly isn't the answer. This is a screw job alright, right from the administration for getting into something they have no clue how to run.

 

Apparently the vast majority of the people are being screwed. No sure how you aren't.

As with anything, there's good and bad.

 

There will be people with pre-existing conditions that can get insurance now which is a good thing.

 

Of course other insured folks will be subsidizing the insurance coverage for those with pre-existing conditions.

 

I have two major complaints at this point:

 

1. Of the few million that have signed up for coverage, only 1 million of those were previously uninsured (if you couldn't afford it before you probably can't afford it now)

2. We still have roughly 30 million uninsured and ten years from now we'll still have 30 million uninsured (according to CBO).

The future for most people.

 

This may seem like a flip response. But I have been told by different sources who work with the ACA issues that this where things are headed. Higher deductibles that 'will keep the rates low.' When you much increased per person or per family deductible the actual material value of the 'insurance' is much less.

 

For most people for most years reaching a high deductible of over $1,000 per person is not normal. So you are paying for what is more like catastrophic insurance. The (illegal) delays have hidden the true impact of ACA. When company provided plans must conform to the guidelines there will be substantial changes for most.

This analogy makes it easy to understand the new law.. Even liberals might get it.

 

 

 

Here is what Obama said yesterday...an analogy: Obama broke into 5 million homes and stole their televisions. He made a law that said everyone must have a TV, so he forced them to buy a TV along with 2 million people that never had a TV in the first place. So 7 million people went to Amazon and placed a TV in their digital shopping cart and 26% of them paid and had their TV shipped. Obama then brags that 7 million people now have TVs that didn't have them before. There are now 48 million people in the US with no TV and so far we've turned the country on its head and caused no end of problems so 2 million people will now have TV, leaving 48 million without.

 

Then:

 

......those that had TVs couldn't afford to watch TV anymore because the cable providers had to expand their networks to reach the people with new TVs, so they had to go up on their rates. Those with the TVs before went back to the FREE digital over air signal because of the cable rate increases. Since not as many TV viewers were watching cable as before, thus, not as many customers viewed commercials, the retailers stopped advertising on the cable programs and, thus, the media networks went up on the price they charge the cable providers to cover operating expenses of the media networks. This caused the cable providers to go up on rates, again, to the TV subscribers. The ones who had never had TV before, now couldn't afford cable either, and reverted back to the FREE digital over-air signal.