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How Are Your Investments Doing?

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On my 401K -

 

Last years rate of return

 

36.8%

 

On my Roth IRA -

 

Last years rate of return

42.77%

 

 

Obviously an unreal year that will be hard to ever duplicate.

I don't know much about that type of thing either, but I do know that I have two friends who are both very successful financial advisers. They are both on opposite sides of the political spectrum from each other, but both told me (separate of one another) that they are selling as much of their stocks as possible because "it's overpriced" and they seem to think the bubble is getting ready to burst. They both are buying gold instead.

 

 

One of them emailed me these two links, as well. He said the web articles oversimplify things a good deal, but are still on point as far as their messages are concerned.

 

Fund Manager Market Opinions | Short Side of Long

 

Bubble Watch: Ridiculous Stock Values Edition

 

If they are doing this as very short term moves, I understand. However, by year end, the stock market will be up and gold will be down.

My 401K - up 29.2% - 2013

On my 401K -

 

Last years rate of return

 

36.8%

 

On my Roth IRA -

 

Last years rate of return

42.77%

 

 

Obviously an unreal year that will be hard to ever duplicate.

 

Very impressive, well done HT.

If they are doing this as very short term moves, I understand. However, by year end, the stock market will be up and gold will be down.

 

They both feel strongly that there's going to be a 2008/2009 all over again.

On my 401K -

 

Last years rate of return

 

36.8%

 

On my Roth IRA -

 

Last years rate of return

42.77%

 

 

Obviously an unreal year that will be hard to ever duplicate.

 

Do you pick the stocks in these?

Do you pick the stocks in these?

 

I picked both but the 401K obviously had limited options most of that was due to a very good year for a big healthcare company.

For comparison the S&P returned 29%.

I picked both but the 401K obviously had limited options most of that was due to a very good year for a big healthcare company.

 

I was obviously happy with 33% especially considering my large chunk of APPL which was up just barely.

I was obviously happy with 33% especially considering my large chunk of APPL which was up just barely.

 

No question, 33% is a phenomenal year. Heck it sounds like everyone had a great year. We can only hope to come close to that this year. I'm just trying to avoid a loss from a market correction I'm afraid is coming.

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So for those of us who ONLY have 401(k), are there strategies that can be deployed to minimize a market correction?

So for those of us who ONLY have 401(k), are there strategies that can be deployed to minimize a market correction?

 

Invest more in money market, bond type funds. Won't get much of a return, but won't really lose anything either.

My 401K made 36.5% in 2013. I also have some Dollar General stock, it returned 36.8% but is down quite a bit since Jan 1.

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