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A Great Investing Decision

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Any thoughts on the Shake Shack IPO coming?

 

Never heard of it??

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Stupid IPO's, I was on at 9:30 on the dot with my order in. It appears all the shares at $21 went in after-hours trading. I don't quite understand it, but I know it had soared to $49 by the time I had a shot at it.

Stupid IPO's, I was on at 9:30 on the dot with my order in. It appears all the shares at $21 went in after-hours trading. I don't quite understand it, but I know it had soared to $49 by the time I had a shot at it.

 

That's why IPOs suck. Pretty much impossible to get the trade complete at the actual IPO price.

That's why IPOs suck. Pretty much impossible to get the trade complete at the actual IPO price.
So essentially the "common man" doesn't have a shot at them with their opening price?
So essentially the "common man" doesn't have a shot at them with their opening price?

 

Pretty much...

Stupid IPO's, I was on at 9:30 on the dot with my order in. It appears all the shares at $21 went in after-hours trading. I don't quite understand it, but I know it had soared to $49 by the time I had a shot at it.

 

What is Shake Shack?

A few months ago with a friend I started my own business in the fitness world. I had very little start-up costs, carry virtually no overhead, and have a dedicated subscriber-base. Once I paid myself back the start-up costs, took my credit cards to zero, and built up an account with some money to cover any hard times with the business --- I've started paying myself. After buying some cool bottles of bourbon, that money I put into a savings account while I researched a ton about investing. I've since opened a TD Ameritrade account and have started investing. I intend to use a significant chunk of the income I make from my business to invest with.

 

Any faults in this plan y'all can see?

 

To be completely open, I have a 401K that I'm maxing to my employer's contribution, emergency savings fund to cover 6 months of total living expenses (including what my girlfriend contributes), paid-off house, no credit card debt, and own a sizable chunk of company stock. I also have a savings account to fund my triathlon-related expenses and a joint-savings with the girlfriend for travel/potential hitchin'.

  • Author
A few months ago with a friend I started my own business in the fitness world. I had very little start-up costs' date=' carry virtually no overhead, and have a dedicated subscriber-base. Once I paid myself back the start-up costs, took my credit cards to zero, and built up an account with some money to cover any hard times with the business --- I've started paying myself. After buying some cool bottles of bourbon, that money I put into a savings account while I researched a ton about investing. I've since opened a TD Ameritrade account and have started investing. I intend to use a significant chunk of the income I make from my business to invest with. Any faults in this plan y'all can see? I have a 401K that I'm maxing to my employer's contribution, emergency savings fund to cover 6 months of total living expenses (including what my girlfriend contributes), paid-off house, no credit card debt, and own a sizable chunk of company stock. I also have a savings account to fund my triathlon-related expenses and a joint-savings with the girlfriend for travel/potential hitchin'.[/quote']

 

 

Great.

A few months ago with a friend I started my own business in the fitness world. I had very little start-up costs, carry virtually no overhead, and have a dedicated subscriber-base. Once I paid myself back the start-up costs, took my credit cards to zero, and built up an account with some money to cover any hard times with the business --- I've started paying myself. After buying some cool bottles of bourbon, that money I put into a savings account while I researched a ton about investing. I've since opened a TD Ameritrade account and have started investing. I intend to use a significant chunk of the income I make from my business to invest with.

 

Any faults in this plan y'all can see?

 

To be completely open, I have a 401K that I'm maxing to my employer's contribution, emergency savings fund to cover 6 months of total living expenses (including what my girlfriend contributes), paid-off house, no credit card debt, and own a sizable chunk of company stock. I also have a savings account to fund my triathlon-related expenses and a joint-savings with the girlfriend for travel/potential hitchin'.

 

Dave would be proud.

A few months ago with a friend I started my own business in the fitness world. I had very little start-up costs, carry virtually no overhead, and have a dedicated subscriber-base. Once I paid myself back the start-up costs, took my credit cards to zero, and built up an account with some money to cover any hard times with the business --- I've started paying myself. After buying some cool bottles of bourbon, that money I put into a savings account while I researched a ton about investing. I've since opened a TD Ameritrade account and have started investing. I intend to use a significant chunk of the income I make from my business to invest with.

 

Any faults in this plan y'all can see?

 

To be completely open, I have a 401K that I'm maxing to my employer's contribution, emergency savings fund to cover 6 months of total living expenses (including what my girlfriend contributes), paid-off house, no credit card debt, and own a sizable chunk of company stock. I also have a savings account to fund my triathlon-related expenses and a joint-savings with the girlfriend for travel/potential hitchin'.

I'd say you are on the right track. Need any investors? :D

  • Author
Huh?

 

I assume he means Dave Ramsey.

I assume he means Dave Ramsey.
Ahhh. Some of the things he advocates are ok. But to the most part he annoys me to no end. I've taken debt when I've needed to but I always try to hammer it out quickly. I also "waste" money a lot -- I'm sure anyone not named bugatti would fall over from shock when they see how much we spend on fitness-related things. My philosophy is, enjoy life, do it smartly, and try to keep monthly payments to the bare minimum. Unless it's for a house, car, or education don't get a debt you won't pay off in a year --- and even those things are subject to scrutiny.

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