How about the person who gets cancer and then is dropped by their insurance carrier? They get insurance, pay for protection and then when the very situation they paid to protect occurs, their protection is withdrawn..

 

This is EXACTLY what happened to a friend of mine after developing breast cancer at age 34.

This is EXACTLY what happened to a friend of mine after developing breast cancer at age 34.

 

If I recall correctly, you said she was dropped after reaching her coverage limit, correct?

If I recall correctly, you said she was dropped after reaching her coverage limit, correct?

 

So she should go ahead and die? If you or anyone else believes this is okay I feel sorry for you. I can understand not being in favor of this bill or portions of it but are some of you past the point of human compassion that upi are accepting of death rather than a loss of profits? Not me and not the majority of folks who voted for Obama and many other Dems around the country.

So she should go ahead and die? If you or anyone else believes this is okay I feel sorry for you. I can understand not being in favor of this bill or portions of it but are some of you past the point of human compassion that upi are accepting of death rather than a loss of profits? Not me and not the majority of folks who voted for Obama and many other Dems around the country.

 

Fact of the matter is insurance companies are, or at least were, a business. The primary objective of every business in the entire world is to make money. The insurance companies set their policy limits based on analysis of what they can afford to pay out and still make a profit. As awful as it may sound, there comes a time where insurance companies have to say, "it isn't worth it for us to continue to cover this person."

Fact of the matter is insurance companies are, or at least were, a business. The primary objective of every business in the entire world is to make money. The insurance companies set their policy limits based on analysis of what they can afford to pay out and still make a profit. As awful as it may sound, there comes a time where insurance companies have to say, "it isn't worth it for us to continue to cover this person."

 

I think I have posted somewhere else . . . then, take the profit incentive out.

I think I have posted somewhere else . . . then, take the profit incentive out.

Then you either end up with federally funded non profit insurance companies or the federal government becoming the insurance company. Either way it's single payer government take over of health care. You know, that thing we were all told wasn't going to happen.

Fact of the matter is insurance companies are, or at least were, a business. The primary objective of every business in the entire world is to make money. The insurance companies set their policy limits based on analysis of what they can afford to pay out and still make a profit. As awful as it may sound, there comes a time where insurance companies have to say, "it isn't worth it for us to continue to cover this person."

 

 

You've mentioned that you had a heart condition. You should count yourseve VERY lucky for your healthcare coverage.

 

I don't think that people realize the differences in application of coverage by insurance companies. It's not a "blanket" policy. So, if I work for company A, and we have Humana, and you work for company B and have Humana, the provisions for acceptance, pre-existing, limits, virtually everything can be different.

 

I guess another question and variable is how old were you when you switched from your parents to your own insurance?

So she should go ahead and die? If you or anyone else believes this is okay I feel sorry for you. I can understand not being in favor of this bill or portions of it but are some of you past the point of human compassion that upi are accepting of death rather than a loss of profits? Not me and not the majority of folks who voted for Obama and many other Dems around the country.

How about you pay for her treatment? It will obviously bankrupt you but you sure don't seem to mind bankrupting the insurance companies that millions of others depend on.

Then you either end up with federally funded non profit insurance companies or the federal government becoming the insurance company. Either way it's single payer government take over of health care. You know, that thing we were all told wasn't going to happen.

 

I didn't tell you it wasn't going to happen. It is just not happening in this bill.

How about you pay for her treatment? It will obviously bankrupt you but you sure don't seem to mind bankrupting the insurance companies that millions of others depend on.

 

Or we figure out away to do it better.

You've mentioned that you had a heart condition. You should count yourseve VERY lucky for your healthcare coverage.

 

I don't think that people realize the differences in application of coverage by insurance companies. It's not a "blanket" policy. So, if I work for company A, and we have Humana, and you work for company B and have Humana, the provisions for acceptance, pre-existing, limits, virtually everything can be different.

 

I guess another question and variable is how old were you when you switched from your parents to your own insurance?

 

I was 22. They had Humana, the company I'm with now has a high deductible plan through Anthem. Not nearly as good of coverage, but coverage of pre-existing conditions and a fairly high limit.

I think I have posted somewhere else . . . then, take the profit incentive out.

 

Then why would people go into the medical profession if there was no profit incentive?

 

No one does a job, outside of maybe the peace corp and religious, that the main objective isn't to make money.

I was 22. They had Humana, the company I'm with now has a high deductible plan through Anthem. Not nearly as good of coverage, but coverage of pre-existing conditions and a fairly high limit.

 

 

How long would you have been able to stay on your parents' plan?

 

I'm asking because, if you had (God forbid), let's say you weren't able to get a job that offered benefits for a year, let's say. You would not have been able to get the letter from the previous insurer to prove continuous coverage for the new carrier.

Then why would people go into the medical profession if there was no profit incentive?

 

No one does a job, outside of maybe the peace corp and religious, that the main objective isn't to make money.

 

Insurance is different than medical profession.

How long would you have been able to stay on your parents' plan?

 

I'm asking because, if you had (God forbid), let's say you weren't able to get a job that offered benefits for a year, let's say. You would not have been able to get the letter from the previous insurer to prove continuous coverage for the new carrier.

 

I'm not really sure about that. I had graduated last May and had got my full-time job that January, so I just transitioned right from school to my own plan.

 

I wanna say that I could have stayed on until I was 24, but costing my parents a boatload in the process. I also know that if my job ever seems to be in jeopardy, I'll be able to get on to a Cobra plan until I would be able to find a new job to maintain continuous coverage.