“Any person in this state who shall own a firearm shall, prior to such ownership, obtain and continuously maintain a policy of liability insurance in an amount not less than one million dollars specifically covering any damages resulting from any negligent or willful acts involving the use of such firearm while it is owned by such person,” the bill, S2353, states.

 

“Failure to maintain such insurance shall result in the immediate revocation of such owner’s registration, license and any other privilege to own such firearm,” the bill adds.

 

Further, even if a New Yorker’s gun is stolen, they are still responsible for any damage incurred until a loss or theft is reported to the police. The bill has been reportedly been passed along to the Assembly’s Insurance Committee, according to the Washington Times.

The Examiner estimates that simple liability insurance for $1 million would cost gun owners about $1,600-2,000 annually.

 

Lawmakers in California, Maryland and Massachusetts have introduced similar bills aimed at forcing gun owners to purchase liability insurance.

 

Proposed Bill Would Force Gun Owners in NY to Buy At Least $1 MILLION in Liability Insurance or Forfeit ?Privilege? to Own a Firearm | TheBlaze.com

Talk about 'infringed'...

Watch out Ru, you'll be accused of fear mongering as I was when I posted about the Missouri proposed ban.

Watch out Ru, you'll be accused of fear mongering as I was when I posted about the Missouri proposed ban.

 

I am just the messenger.

 

Probably not for the same reasons as this bill but I think firearm ownership should be something considered on your insurance policy. Insurance companies look at things like dogs, swimming pools, and tramps (not that kind) so it makes sense to me that your rate should be slightly higher if you own firearms.

I don't own any, then.

I don't own any, then.

 

Sort of like driving with no auto insurance...

No, there's a record that I own a car. There's no record that I own a gun.

No, there's a record that I own a car. There's no record that I own a gun.

 

And some ethics lost in the shuffle.

And some ethics lost in the shuffle.

 

Ethics are all in the eye of the beholder. Maybe I'll conveniently sell my weapons to my brother in law. Maybe I'll just keep a few of "his" weapons and chip in on "his" policy to offset his cost for me using his weapons.

OMG someone broke in my house last week officer and stole every gun. Thanks for coming by to check and please I hope you find them and do away with those awful guns I used to have. I have always agreed with Obama, do away with guns. ( by the way mine are buried in back yard, hidden in different spots unbeknown to the police)

$1,600-2,000 annually? And we get upset about voter ID infringing on the poor? What about people that have to live in crime ridden areas because of their financial situation? They can't afford to protect themselves so either they're screwed or the government makes them criminals. Sweet.

This is another attempt to rid the people of their 2nd Amendment right. Plain and simple. Government is trying to make it too expensive to own a gun, that's criminal IMO.

Ru, a car, dogs, swimming pools, etc. are privileges, not constitutional rights.

Wow, that was a quick jump from unethical to felonies

Ru, a car, dogs, swimming pools, etc. are privileges, not constitutional rights.

 

I get that RTS, but if an insurance company is expected to pay out when something goes wrong privileges and rights both equal green.

Where is an insurance company liable now with regard to mishandling of firearms? If they are, wouldn't the easier choice be to add a disclaimer to the insurance policy that would exclude coverage for gun issues? If you wanted to be covered, it could easily be a rider you could purchase as an addition to your policy.

 

No different than life insurance policies are void if it's suicide.

Wow, that was a quick jump from unethical to felonies

Are you addressing me or someone else?