August 12, 200917 yr Author Both. Cost is a big problem. However, its not the only problem. Really? Medicine, like anything else, can always improve but other than finding a cure for a disease how else can it be improved?
August 12, 200917 yr Really? Medicine, like anything else, can always improve but other than finding a cure for a disease how else can it be improved? Ask the people that get kicked out of the program when they get sick.
August 12, 200917 yr I'm happy with both at this time. My wife and I cross reference, we pay around $56 a month. Our maximum out of pocket is around $2500. I am currently recuperating from torn meniscus surgery (knee) on 8/4/09. How could I complain if all I have to pay is $2500? I'm sure there are those that are not satisfied, and rightly so.
August 12, 200917 yr I'm happy with both at this time. My wife and I cross reference, we pay around $56 a month. Our maximum out of pocket is around $2500. I am currently recuperating from torn meniscus surgery (knee) on 8/4/09. How could I complain if all I have to pay is $2500? I'm sure there are those that are not satisfied, and rightly so. edit. wrong thread.
August 12, 200917 yr Author Ask the people that get kicked out of the program when they get sick. Is that going to the medicine or back to cost and insurance companies who add to the cost?
August 12, 200917 yr Is that going to the medicine or back to cost and insurance companies who add to the cost? Can you ask that again. I'm not sure what you're asking.
August 12, 200917 yr Author Can you ask that again. I'm not sure what you're asking. Does them getting kicked out have to do with medicine? Or does it have to do with cost to insurance companies/individuals?
August 12, 200917 yr Does them getting kicked out have to do with medicine? Or does it have to do with cost to insurance companies/individuals? Ultimately everything comes down to cost since we are talking for-profit insurance providers. So when they deny coverage or kick someone out its not because of any issue other than cost. So due to them being cost-conscious we have to also put other rules into place to protect the citizenry.
August 12, 200917 yr I'm fine with the cost of my insurance, if the claims I have actually get paid. I've had two instances recently where I go to the doctor, the doctor ordered testes, they check with the insurance company who says they're covered, I have the tests, and the claims get rejected. Guess who gets to pay 100% out of pocket afterall? I would have skipped the tests had I known they wouldn't be covered. Now, I won't go to the doctor unless there's no other alternative. I need a knee replacement, but can't risk having it done, only to find out afterward the claim's been rejected. I'm not upset about the cost of my insurance, but about the way it's administered.
August 12, 200917 yr I'm fine with the cost of my insurance, if the claims I have actually get paid. I've had two instances recently where I go to the doctor, the doctor ordered testes, they check with the insurance company who says they're covered, I have the tests, and the claims get rejected. Guess who gets to pay 100% out of pocket afterall? I would have skipped the tests had I known they wouldn't be covered. Now, I won't go to the doctor unless there's no other alternative. I need a knee replacement, but can't risk having it done, only to find out afterward the claim's been rejected. I'm not upset about the cost of my insurance, but about the way it's administered. This may not be fit for this thread but, I've already had a meniscectomy in both knees. I fear that knee replacement is inevitable. I'm sure the cost will be high. Do you think we would fair better under a public or private option? I'm 48 years old, 6'4" and a not fat 280 Lbs.
August 12, 200917 yr This may not be fit for this thread but, I've already had a meniscectomy in both knees. I fear that knee replacement is inevitable. I'm sure the cost will be high. Do you think we would fair better under a public or private option? I'm 48 years old, 6'4" and a not fat 280 Lbs. I honestly have no idea. But, I also see my father, who had a heart attack and was prescribed a medication afterward, now taking it only every two or three days instead of every day, because his prescription plan (mandated by the previous attempt to lower health care costs for seniors) won't cover it. If he took it every day, it would cost him over $300 a month....in addition to his other medications. I'll limp along. But, I'm desperately worried about my father.
August 12, 200917 yr This may not be fit for this thread but, I've already had a meniscectomy in both knees. I fear that knee replacement is inevitable. I'm sure the cost will be high. Do you think we would fair better under a public or private option? I'm 48 years old, 6'4" and a not fat 280 Lbs. Also...hold out another 3 or 4 years, and I'll hook you up with a discount on a physical therapist.
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