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Do You Invest in Stocks/Stock Market?

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Say you had $1,000 in a lump sum to invest (or as you said to max out your IRA) . Why not do it $100 for 10 months to average your buys?

 

Dont always have the $100 every month. I just happened to have the money to do it so I did.

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Say you had $1,000 in a lump sum to invest (or as you said to max out your IRA) . Why not do it $100 for 10 months to average your buys?

 

Depending on how you do it that could cost you $8-9 on each trade so by the end you spent $90 of the $1000 just buying it.

Dont always have the $100 every month. I just happened to have the money to do it so I did.

Understand completely. I have it taken out so I never see it. Started off with the bare minimum and every year I'd get a raise, I'd raise my contribution by and extra % until I maxed out. More you save earlier in life the more you will have later in life.

Understand completely. I have it taken out so I never see it. Started off with the bare minimum and every year I'd get a raise, I'd raise my contribution by and extra % until I maxed out. More you save earlier in life the more you will have later in life.

 

This was my IRA not my work 401K. Separate things.

This graph should tell you more than anything to get out of equities ASAP!

 

large_margin-debt.png

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