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Retirement Account Questions

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But who monitors it? How would anyone know what it was used for?

I have an HSA. In January or February, I receive a Form 1099-SA from JPMorgan Chase indicating how much money I contributed to the HSA the previous calendar year, what my distributions were, and what my balance is. I think the present limit on contributions is around $3,100 a year for an individual. I only use my HSA for approved medical expenses. The amount you contribute to the HSA comes off your adjusted gross income on your 1040.

  • Author

We get those also and I have every receipt from everything I have used out of that account, but I have never had to verify anything ever.

^It's more or less like charitable contributions when it comes to the tax return aspect. You can claim for 10 straight years that you donate $10,000 (whether you do or not) to your church, but if in year 11 the IRS asks you to support it, and you don't have receipts you've got a problem.

 

Same thing is true with the distributions from the HSA. You can claim the entire amount was distributed to pay medical expenses, but if they ask you to provide receipts and you can't....

Always make sure you keep receipts when dealing with things to turn in for tax purposes. I would keep a folder for those and when tax season comes around, make sure they are broken up based on what they were used for (i.e. donations, healthcare, etc.).

  • Author

Anybody got any ideas on how I can get laid off? I'd love to draw unemployment for awhile until I used to not working.

Anybody got any ideas on how I can get laid off? I'd love to draw unemployment for awhile until I used to not working.
Seriously?!?!
Seriously?!?!

Yeah, I hope like heck he's joking.

  • Author
Seriously?!?!

Just kidding!

  • Author

Ofiically turned in my notice today. I going to work thru the quarter and then I am done!!!!!!!!!!!!

Ofiically turned in my notice today. I going to work thru the quarter and then I am done!!!!!!!!!!!!

 

Congrats, good luck to you!

  • Author

Going to try to really enjoy myself and also relax a lot.

Hope it works out for you. I got a couple of guys that I know who play

poker for a living. They were roommates and after the younger guy graduated

college he got a nice salary job, but it just wasn't for him. He now plays cards

full-time just like his roomy did all thru college.

  • Author

My last day is April 4, 7.5 more days.

  • Author

A little over an hour left!

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