We are not going to start back with Politics but it is decades of corrupt politicians that have either taken from the state pension funds for their pet projects or not funded the pension funds properly over the years which was required by law and this is what we are left with.
Once most people are in the 50 to 55 range they have no business being a working Police Officer or Firefighter.
And I am not talking about the Administrative Cops and Firefighters (the non-working, not on the road ones) like we have now that sit back and grade time cards, schedule oil changes, research challenge coins, stand in judgement of others, push pencils, or do other administration jobs.
My advice to any young person is you are CRAZY to get into Police or Fire Careers. More and more is asked of you all the time, the benefits are less and less all the time, and at the end of the day YOU will be the one blamed when things don't go right.