Speed Cameras!

Page 4 of Just found out our spring break trip cost me an extra \\$110.00. We received a ticket in the mail from some company in Ohio for speeding through an itty-... 55 comments | 9201 Views | Go to page 1 →

  1. #46

    Join Date
    Jun 08
    Location
    In the Garden
    Posts
    20,192

    Quote Originally Posted by Mediocre Nachos View Post
    Yes, but they'd also need your social security number to even try to put a collections item on a credit report. Don't remember whether or not the county has my social security number but I'd be highly suspicious if that could actually go on my credit report as a collections item.
    I assure you it can and does go on credit reports. Getting the SS# is easy, and not always need to put on a credit report.
    Advertisement

  2. #47
    Mediocre Nachos's Avatar
    Join Date
    Sep 15
    Posts
    1,202

    Quote Originally Posted by plantmanky View Post
    I assure you it can and does go on credit reports. Getting the SS# is easy, and not always need to put on a credit report.
    I'll respectfully disagree with you on this. If you don't have someone's social security number, I'm not aware of any way this could happen.

  3. #48
    UKMustangFan's Avatar
    Join Date
    Jan 05
    Location
    Family of 4, coming January 2019...
    Posts
    63,296

    There is zero chance I'm paying that.

    Like Guru said, just take the minimal hit on your credit report. Credit scores are bogus anyways IMO.

  4. #49
    theguru's Avatar
    Join Date
    Nov 00
    Location
    Florence
    Posts
    142,948

    Another thing that gets me about these type of cities is they want revenue for items/services they don't want to pay for with their own tax dollars so they stick it to the rest of us.

    I saw there was a push in Alabama to outlaw speed cameras but it wasn't successful this time around.

    In short, this is the corrupt nature of "The System" rearing its ugly head.

    And like it or not, right or wrong, when the system cheats us like this we are going to turn around and cheat the system in every way possible.

  5. #50
    TAC's Avatar
    Join Date
    Jan 09
    Location
    It's not where I live, It's what I live for
    Posts
    16,353

    Quote Originally Posted by UKMustangFan View Post
    There is zero chance I'm paying that.

    Like Guru said, just take the minimal hit on your credit report. Credit scores are bogus anyways IMO.
    Interest rates on loans, insurance rates, apartment owners can check your credit rating, deposits required on utilities. don't dis the credit score too much.

  6. #51
    theguru's Avatar
    Join Date
    Nov 00
    Location
    Florence
    Posts
    142,948

    Quote Originally Posted by TAC View Post
    Interest rates on loans, insurance rates, apartment owners can check your credit rating, deposits required on utilities. don't dis the credit score too much.
    All the more reason the Government should not be allowed to fleece us like this.

  7. #52
    Mediocre Nachos's Avatar
    Join Date
    Sep 15
    Posts
    1,202

    Quote Originally Posted by TAC View Post
    Interest rates on loans, insurance rates, apartment owners can check your credit rating, deposits required on utilities. don't dis the credit score too much.
    @TAC is 100% right. A collection item on your credit (even if you pay it afterwards) will remain on your credit for years and will hurt your score by 20 or so points. You never want a collection item on your credit report. It's not worth it to ignore a bogus/frivolous collection item on your credit report just out of spite. In the past, I've paid 2 small, insignificant medical "collection items" that were BS but it was much cheaper to pony up $50 or so instead of having it go on my credit report and cost me much more in the end with higher interest rates, etc.

  8. #53
    UKMustangFan's Avatar
    Join Date
    Jan 05
    Location
    Family of 4, coming January 2019...
    Posts
    63,296

    Quote Originally Posted by Mediocre Nachos View Post
    @TAC is 100% right. A collection item on your credit (even if you pay it afterwards) will remain on your credit for years and will hurt your score by 20 or so points. You never want a collection item on your credit report. It's not worth it to ignore a bogus/frivolous collection item on your credit report just out of spite. In the past, I've paid 2 small, insignificant medical "collection items" that were BS but it was much cheaper to pony up $50 or so instead of having it go on my credit report and cost me much more in the end with higher interest rates, etc.
    That’s all completely true. However if you don’t have any open credits, your score is zero and interest rates are irrelevant.

  9. #54

    Join Date
    Nov 02
    Posts
    55,079

    All this discussion....it’s really simple to not have to pay a ticket....don’t speed!

  10. #55
    TAC's Avatar
    Join Date
    Jan 09
    Location
    It's not where I live, It's what I live for
    Posts
    16,353

    Quote Originally Posted by rockmom View Post
    All this discussion....itís really simple to not have to pay a ticket....donít speed!
    I was thinking of you this weekend coming home from Memphis. Had to be rerouted and take a backroad. I think I followed you for a few miles.

  11. #56

    Join Date
    Nov 02
    Posts
    55,079

    Quote Originally Posted by TAC View Post
    I was thinking of you this weekend coming home from Memphis. Had to be rerouted and take a backroad. I think I followed you for a few miles.
    .

Top